We would work with qualified home inspectors to examine the physical state of your prospective home, which is crucial when buying a house to avoid unexpected safety issues or hidden defects. You’ll receive a report on the condition of the home, such as pests, structural defects, mold, and more. If problems are uncovered, further negotiations might be needed to address them, based on the inspection results and purchase agreement.

Your lender will order a home appraisal by an impartial third-party company. This appraisal ensures you’re not overpaying for your home. If the appraisal values the home lower than expected, we can discuss amending the purchase agreement or canceling the contract.

Before the closing, we’ll perform a last inspection of the home to verify that all agreed-upon repairs are finished and that the home remains in its original or improved condition from when the initial offer was made. This serves as your final chance to identify any issues with the property before the closing.

Let’s celebrate! Your lender will furnish a last closing disclosure that outlines the loan terms, monthly payments, taxes, and closing expenses for your review. After obtaining clearance for closing, all involved parties will sign the purchase documents and loan agreement. When all parties have signed the paperwork and your loan is funded, you’ll receive the keys to your new home, marking the official move-in date!